In the recent digital era, the trend of financial transactions began to shift from conventional to digital with the innovation of fintech. What is fintech actually? The development of the world of start-up and digital markets in the past decade has brought major changes in various sectors, one of which is the economic sector. Various facilities continue to be stimulated by utilizing the encouragement of technological advances that are increasingly bright.
One of them is the presence of fintech with its leading innovations that make it easier for people to make transactions through digital transactions. You might still not understand what fintech is and what is meant by this digital transaction, that’s why this article is presented to you. What is Fintech?
Definition of Fintech
Fintech or Financial Technology is a hybrid of the economic sector with the help of technology. The National Digital Research Center (NDRC) explains that fintech is a term that refers to innovation in financial services. Whereas the definition of fintech according to the International Bank is innovation in the financial field which has converted the business model to become more moderate. The concept of fintech combines financial systems with technological developments, one of which makes financial transactions more practical, secure, and modern. Not only in the field of payment, but fintech has also reached all aspects of the business of financial transactions to the sale and purchase of shares.
Background of the emergence of Fintech
Just like other business fields, fintech was born from daily … Read More
Considering that dot-com failures have become so widespread, you can ask whether it is profitable to invest in a relatively risky Internet project. The fact is that when the pronounced growth and decline of dot-com companies were so actively promoted, sales through the Internet continued and continue to grow at a rate of 20-25 annually. Even the economic downturn of recent years has not prevented their growth.
While the hype around the new economy has almost abated, one thing is certain – the fact that the Internet has revolutionized our business practices and has become one of the largest and most unique sales channels. Many companies finally realized that their very existence could be in danger if they do not integrate the Internet into the model of building and running their business.
But the question remains: is there a truly effective method of doing business online?
Below I have cited several components that are relevant for all Internet projects. Although they are not the only components of an online business, understanding them will greatly improve your chances of running your business effectively online.
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For entrepreneurs, of course already familiar with the name of investment. So for those of you who are not entrepreneurs, already know what is meant by investment or is there a desire for you to invest? Now in this article, we will understand it more deeply. Come on, we see the explanation together.
Definition of Investment
In general, the definition of
investment is the investment of assets or funds carried out by a company or
individual for a certain period to obtain greater return. Etymologically,
investment comes from the word invest
Investment has a very important
role in the economy both domestically and abroad every year. Investors are
known as investors, these investors will invest in the form of providing good
security guarantees, labor costs and others.
Types of Investment
Investment is an activity that is
often done by many people, especially those working in the business world. But
investing alone is not a simple thing. Even investment activities themselves
have several different types. And here are some types of investment.
Investments are divided into
several types and the following are based on assets
• Investments in financial
assets: These investments can be further divided into two. First, investment in
financial assets carried out on the money market, for example in the form of
certificates of deposit, commercial paper, money market securities, and others.
The second investment in financial assets made in the capital market, for
example in the form of shares, bonds, warrants, options, and others.
• Investment in … Read More
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Look at search intent
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